What We Review
- Interest rate vs current market
- Points and origination fees
- Prepayment penalty structure
- LTV and leverage adequacy
- Timeline and execution risk
- Exit strategy alignment
Capital Review
Second Look Capital Review
Already have a term sheet- Send it to IMC. We review leverage, fees, timeline, and capital fit to see if there is a better structure.
Call Us: 617-863-0633 Apply Online Book a Call Deal AnalysisWhat Better Looks Like
- Investor had 3-point origination on a $480K DSCR deal. IMC found 1.5 points at comparable rate. Saved $7,200 at closing.
- Bridge loan quoted at 13.5% with 2-year prepay. IMC restructured to 11.9% interest-only, no prepay. Closed in 9 days.
- DSCR denied at 0.98 ratio. IMC re-underwrote with STR income and closed at 1.14x.