Investor Multifamily Capital | Andover, MA
Fix-and-Flip Loans in Massachusetts
Acquisition + Rehab Capital. Structured for Investors Who Move Fast.
IMC structures fix-and-flip loans based on project economics, acquisition price, rehab scope, ARV, and exit strategy. Not consumer mortgage rules.
Who This Is For
- Fix-and-flip investors
- Rehab operators
- Investors buying distressed property
- Fast-close acquisition buyers
- Experienced real estate operators
Typical Uses
- Acquisition funding
- Rehab funding
- Fast-close purchase
- Refinance existing project debt
- Short-term renovation financing
25 Years Experience | Investor-Only Lending | No W2 Required | Close in 2-3 Weeks | Massachusetts Specialist
Program Parameters
Capital boxLoan Amounts$50K - $3M
Purchase LTVUp to 90%
Rehab100% funded via draw schedule
ARLTVUp to 75%
Min FICO620
Terms12-18 months
DrawsSnap Draws DIY - ~24HR funding
Closing10-14 days typical
How a Lawrence, MA investor closed a rehab acquisition
Worked scenarioProperty2-family value-add
Purchase Price$245,000
Loan Amount$220,500
Key MetricARV $320K
OutcomeAcquisition and rehab path structured
Timeline11 days
FAQ
Investor searchesCan I get a fix-and-flip loan in Massachusetts?Yes. IMC structures fix-and-flip capital for eligible Massachusetts investment properties.
How much of the purchase price can a flip loan cover?Programs may fund up to 90% of purchase price, subject to experience, leverage, ARV, and deal quality.
Can rehab costs be financed?Yes. Eligible rehab budgets may be funded through a draw schedule.
Do I need W2 income for a Massachusetts flip loan?No. These are business-purpose investment loans driven by project economics and exit strategy.
How fast can a fix-and-flip loan close in Massachusetts?Clean files can often close in 10-14 days, depending on title, valuation, entity docs, and underwriting.
What ARV limit applies to fix-and-flip loans?Many programs cap leverage around 75% of after-repair value.
Can I close in an LLC?Yes. Entity borrowing is standard for investor rehab financing.