Business-purpose investment property loans nationwide excluding CA, AZ, NV, ND, SD, and VT.

Investor loan programs

Investment Property Loans for New and Growing Real Estate Investors

DSCR, bridge, fix-and-flip, Airbnb/STR, multifamily, cash-out refinance, and deal rescue financing for real estate investors nationwide.

Structured around the deal, the cash flow, the leverage, and the exit strategy. Not a retail mortgage checklist.

Free Deal Analysis Includes:
  • Loan fit review
  • Estimated DSCR or ARV review
  • Cash-to-close estimate
  • Deal rescue options if another lender said no
  • Recommended financing strategy
  • Clear next-step capital path

No application fee • Fast scenario review • Investor property financing only

Start here

Investor Capital Starts Here

Choose the path that matches the deal. IMC routes the conversation around the scenario, not a retail mortgage funnel.

Door 1

I am buying or refinancing an investment property

DSCR, cash-out, Airbnb/STR, rental property, multifamily, and portfolio loan options.

Run My Numbers
Door 2

My deal is stuck or I got turned down

Second-look, deal rescue, bridge, no-ratio DSCR, and faster capital paths when the first lender says no.

Review My Scenario
Door 3

I am planning my first or next investor deal

Get clarity on loan fit, structure, cash flow, leverage, and what may be possible before you move too far down the wrong path.

Talk Through My Deal
$500M+ Personally Closed In investor transactions
25+ yrs Lending Experience Investor-focused since 2000
44+ States Served National investor capital reach
$0 Application Fee No upfront cost to review

Capital paths

Investor loan programs without the mortgage clutter.

Indicative ranges shown for quick orientation. Final structure depends on property, leverage, borrower profile, market, and capital source.

DSCR Loans

Rental property financing focused on cash flow instead of traditional income qualification.

Rate Contact for current pricing
Max LTV Up to 80%
Loan Amount $100K+
Term 30 yr
Close ~21 days
Review DSCR Scenario

Bridge Loans

Short-term investor financing for acquisitions, value-add execution, refinance, and transitional properties.

Rate Contact for current pricing
Max LTV Up to 75%
Loan Amount $250K+
Term 12-24 mo
Close ~14 days
Request Terms

Fix & Flip

Purchase and rehab financing for investors repositioning residential investment properties.

Rate Contact for current pricing
Purchase Up to 90%
Rehab 100% funded
Term 12-24 mo
Close ~10 days
Run This Deal

Airbnb / STR

Investor financing for eligible short-term rental properties using supported STR income where applicable.

Rate Contact for current pricing
Max LTV Up to 75%
Loan Amount $150K+
Term 30 yr
Income STR eligible
Submit STR Scenario

Multifamily

Investor financing for small multifamily, value-add rental property, and portfolio growth.

Rate Contact for current pricing
Max LTV Up to 80%
Loan Amount $500K+
Term 5-30 yr
Units 5-50
Review Multifamily Deal

Deal Rescue

Second-look capital paths when a bank, retail lender, or first capital source cannot close.

Review Same day
Use Case Bank said no
Structure 2nd look
Speed Fast path
Exit Deal-specific
Review My Scenario

Why IMC

A capital desk, not a retail mortgage funnel.

IMC is built for investors who need structure, speed, and a practical read on whether the deal can close.

01

Scenario-first review

Send the address, rent estimate, capital need, and timeline. IMC reviews the path before the file gets buried.

02

National reach

One capital desk for investor deals across the country, with New England market intelligence at the core.

03

Speed to structure

Fast scenario review for DSCR, bridge, fix-and-flip, STR, multifamily, and deal rescue requests.

04

Operator math

Rental income, ARV, leverage, rehab budget, exit strategy, and timing drive the conversation.

05

Multiple capital paths

If one lender box does not fit, IMC can review another structure before the deal dies.

06

No retail mortgage clutter

Investor property financing only. Built for business-purpose transactions and real estate operators.

How it works

Four steps from scenario to structure.

Step 01

Send the Deal

Share the address, loan purpose, estimated rent, purchase price or value, and timeline.

Step 02

Scenario Review

IMC reviews the deal against DSCR, bridge, fix-and-flip, STR, multifamily, or rescue paths.

Step 03

Terms & Structure

You get a practical read on leverage, timing, documentation, and likely capital direction.

Step 04

Move to Close

When the structure works, the file moves into lender placement and execution.

National reach

Built in New England. Lending to Investors Nationwide.

Investor Multifamily Capital is based in Andover, Massachusetts and serves real estate investors across the country.

New England is the home-field advantage. The platform is built for investor deals anywhere the capital path needs to move.

Investor financing FAQ

Direct answers before you send the deal.

What does Investor Multifamily Capital finance?

IMC reviews business-purpose investment property financing scenarios including DSCR, bridge, fix-and-flip, Airbnb/STR, multifamily, cash-out refinance, BRRRR, construction, and deal rescue.

Is IMC for owner-occupied home loans?

No. This website is for business-purpose investment property financing only, not owner-occupied or primary residence loans.

What should I send for a fast scenario review?

Send the property address, loan purpose, purchase price or value, rent estimate or NOI, loan amount, timeline, and any issue that could stop the deal.

Where is IMC based?

Investor Multifamily Capital is based in Andover, Massachusetts and reviews investor scenarios nationwide excluding CA, AZ, NV, ND, SD, and VT.

Fast scenario review

Send us the scenario. We structure the capital path.

Name, email, phone, loan type, amount, and notes. No application fee to get the conversation started.

Or call 617-863-0633