Business-purpose investment property loans nationwide excluding CA, AZ, NV, ND, SD, and VT.
Short-term rental capital
Short-Term Rental and STR Financing for Investors
Talk to us about the deal. We will help you figure out the cleanest way to get it funded.
IMC reviews short-term rental income, market fit, property type, leverage, and refinance or purchase strategy.
Quick investor review summary
- Loan amounts: $100,000 to $5,000,000+ depending on deal type, property, leverage, and lender guidelines.
- Eligible assets: 1-4 family rentals, 5+ unit multifamily, mixed-use where eligible, STR, bridge, rehab, and construction scenarios.
- Core review metrics: DSCR, rent or NOI, ARV, LTV, LTC, liquidity, credit, property condition, title, insurance, and exit strategy.
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Deal Analysis
Best Fit
- short-term rental purchases
- VRBO properties
- Coastal STR markets
- Cash-out refinance
- Portfolio STR growth
What IMC Reviews
- Projected STR income
- Market rules
- Current or target rent
- DSCR assumptions
- Exit strategy
Internal Tools
Investor Financing FAQs
Can STR income qualify-
Some programs can use projected or actual short-term rental income depending on the market and property.
Do I need a long-term lease-
Not always. STR-focused programs may evaluate projected short-term income.
Is there an application fee-
No. IMC reviews scenarios with no application fee.
Can I finance an Short-Term Rental in an LLC-
Yes. Entity borrowing is common for business-purpose STR financing.
What should I submit-
Send the address, purchase price or value, projected STR income, and capital need.