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Capital
Capital placement for investors
Construction Capital

Investor Construction Financing - Ground Up, Infill, and Spec Builds

Ground-up construction financing is designed for investors and builders who are building to sell, building to rent, or developing infill lots.

This is not owner-occupied construction financing. IMC places construction capital for experienced operators across New England and nationwide.

Call Us: 617-863-0633 Submit Deal

Business-Purpose Investment Loans Only | Not Owner-Occupied | Not Consumer/Residential | Not Available in CA, AZ, NV, ND, SD, VT | Other Restrictions May Apply

What We Finance

  • Spec home construction
  • Build-to-rent new construction
  • Infill lot development
  • Teardown and rebuild
  • Small multifamily ground-up

How It Works

  • Short-term construction capital
  • Draw schedules tied to construction milestones
  • Licensed builder typically required
  • LLC and entity borrowing supported

FAQ

What types of construction does IMC finance?

Spec homes, build-to-rent, infill development, and small multifamily ground-up construction.

How are draws handled?

Funds are released in stages based on completed construction milestones.

Do I need a licensed builder?

Most programs require a licensed general contractor.

What happens at the end of the construction term?

The property is either sold or refinanced into permanent long-term financing.

Can I use an LLC?

Yes. Entity borrowers are standard for construction programs.