Investor Multifamily Capital | Florida

Fix-and-Flip Loans in Florida

Acquisition + Rehab Capital. Structured for Investors Who Move Fast.

Florida is one of the highest-volume fix-and-flip markets in the country. Tampa, Orlando, and Jacksonville offer consistent deal flow on distressed single-family and small multifamily with strong ARV upside in appreciating submarkets. Fast non-judicial foreclosure timelines and deep investor buyer pools make Florida one of the cleanest flip execution environments in the US. IMC structures acquisition and rehab capital for Florida operators who need speed and leverage.

Who This Is For

  • Fix-and-flip investors
  • Rehab operators
  • Investors buying distressed property
  • Fast-close acquisition buyers
  • Experienced real estate operators

Typical Uses

  • Acquisition funding
  • Rehab funding
  • Fast-close purchase
  • Refinance existing project debt
  • Short-term renovation financing

25 Years Experience | Investor-Only Lending | No W2 Required | Close in 2-3 Weeks | Florida Specialist

Program Parameters

Fix & Flip Loans
Loan Amounts$50K - $3M
Purchase LTVUp to 90%
Rehab100% funded via draw schedule
ARLTVUp to 75%
Min FICO620
Terms12-18 months
DrawsSnap Draws DIY - ~24HR funding
Closing10-14 days typical

How a Tampa, FL investor moved fast on a rehab

Worked scenario
Property2-family value-add
Purchase Price$285,000
Loan Amount$256,500
Key MetricARV $420K
OutcomeAcquisition and rehab capital structured
Timeline12 days

Target Markets

FL ZIP focus

33602, 33603, 33604, 33605, 32801, 32803, 32804, 32805, 32806, 32807, 32202, 32204, 32205, 32206

FAQ

Investor searches
Can I get a fix-and-flip loan in Florida?Yes. IMC structures fix-and-flip capital for eligible investment properties in Florida.
How much of the purchase price can a flip loan cover?Programs may fund up to 90% of purchase price, subject to experience, leverage, ARV, and deal quality.
Can rehab costs be financed?Yes. Eligible rehab budgets may be funded through a draw schedule.
Do I need W2 income for a flip loan in FL?No. These are business-purpose investment loans driven by project economics and exit strategy.
How fast can a flip loan close in Florida?Clean files can often close in 10-14 days, depending on title, valuation, entity docs, and underwriting.
What ARV limit applies to fix-and-flip loans?Many programs cap leverage around 75% of after-repair value.
Can I close in an LLC?Yes. Entity borrowing is standard for investor rehab financing.

Related Tools & Resources

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Investor Multifamily Capital LLC | Andover, MA | 617-863-0633
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