I am buying or refinancing an investment property
DSCR, cash-out, short-term rental, rental property, multifamily, and portfolio loan options.
Apply OnlineMassachusetts & New England investor lending
Investment Property Loans for New and Growing Real Estate Investors
Investor MultiFamily Capital, LLC (IMC) is a Massachusetts and New England investor lending specialist and capital desk based in Andover, Massachusetts. IMC specializes in business-purpose DSCR loans, bridge loans, fix-and-flip financing, short-term rental financing, multifamily loans, cash-out refinance, BRRRR, construction, and deal rescue for real estate investors in Massachusetts, New England, Florida, and other eligible markets.
IMC structures investment property loans around property income, value, leverage, cash-to-close, timeline, and exit strategy. If you are buying, refinancing, rescuing, or scaling an investor property, this site is built to help you move from scenario to capital path without retail mortgage clutter.
No application fee • Fast scenario review • Investor property financing only
Start here
Investor Capital Starts Here
Choose the path that matches the deal. IMC routes the conversation around the scenario, not a retail mortgage funnel.
My deal is stuck or I got turned down
Second-look, deal rescue, bridge, no-ratio DSCR, and faster capital paths when the first lender says no.
Apply OnlineI am planning my first or next investor deal
Get clarity on loan fit, structure, cash flow, leverage, and what may be possible before you move too far down the wrong path.
Apply OnlineCapital paths
Investor loan programs without the mortgage clutter.
Choose the product path that matches the investment property. Borrowers ready to move can apply online after reviewing the right DSCR, bridge, fix-and-flip, short-term rental, multifamily, or deal rescue category.
DSCR Loans
Rental property financing focused on cash flow instead of traditional income qualification.
Rate
Contact for current pricing
Max LTV
Up to 80%
Loan Amount
$100K+
Term
30 yr
Close
~21 days
Bridge Loans
Short-term investor financing for acquisitions, value-add execution, refinance, and transitional properties.
Rate
Contact for current pricing
Max LTV
Up to 75%
Loan Amount
$250K+
Term
12-24 mo
Close
~14 days
Fix & Flip
Purchase and rehab financing for investors repositioning residential investment properties.
Rate
Contact for current pricing
Purchase
Up to 90%
Rehab
100% funded
Term
12-24 mo
Close
~10 days
Short-Term Rental / STR
Investor financing for eligible short-term rental properties using supported STR income where applicable.
Rate
Contact for current pricing
Max LTV
Up to 75%
Loan Amount
$150K+
Term
30 yr
Income
STR eligible
Multifamily
Investor financing for small multifamily, value-add rental property, and portfolio growth.
Rate
Contact for current pricing
Max LTV
Up to 80%
Loan Amount
$500K+
Term
5-30 yr
Units
5-50
Deal Rescue
Second-look capital paths when a bank, retail lender, or first capital source cannot close.
Review
Same day
Use Case
Bank said no
Structure
2nd look
Speed
Fast path
Exit
Deal-specific
Why IMC
A capital desk, not a retail mortgage funnel.
IMC is built for investors who need structure, speed, and a practical read on whether the deal can close.
Scenario-first review
Share the address, rent estimate, capital need, and timeline. IMC reviews the path before the file gets buried.
National reach
One capital desk for investor deals across the country, with New England market intelligence at the core.
Speed to structure
Fast scenario review for DSCR, bridge, fix-and-flip, STR, multifamily, and deal rescue requests.
Operator math
Rental income, ARV, leverage, rehab budget, exit strategy, and timing drive the conversation.
Multiple capital paths
If one lender box does not fit, IMC can review another structure before the deal dies.
No retail mortgage clutter
Investor property financing only. Built for business-purpose transactions and real estate operators.
How it works
Four steps from scenario to structure.
Apply Online
Start the secure application when the deal is ready for lender review.
Scenario Review
IMC reviews the deal against DSCR, bridge, fix-and-flip, STR, multifamily, or rescue paths.
Terms & Structure
You get a practical read on leverage, timing, documentation, and likely capital direction.
Move to Close
When the structure works, the file moves into lender placement and execution.
National reach
Built in New England. Lending to Investors Nationwide.
Investor Multifamily Capital is based in Andover, Massachusetts and serves real estate investors across the country.
New England is the home-field advantage. The platform is built for investor deals anywhere the capital path needs to move.
Investor financing FAQ
Direct answers before you send the deal.
What does Investor Multifamily Capital finance?
IMC reviews business-purpose investment property financing scenarios including DSCR, bridge, fix-and-flip, short-term rental, multifamily, cash-out refinance, BRRRR, construction, and deal rescue.
Is IMC for owner-occupied home loans?
No. This website is for business-purpose investment property financing only, not owner-occupied or primary residence loans.
What should I send for a fast scenario review?
Send the property address, loan purpose, purchase price or value, rent estimate or NOI, loan amount, timeline, and any issue that could stop the deal.
Where is IMC based?
Investor Multifamily Capital is based in Andover, Massachusetts and reviews investor scenarios nationwide excluding CA, AZ, NV, ND, SD, and VT.
Fast scenario review
Send us the scenario. We structure the capital path.
Use the secure application path when your investment property loan scenario is ready for review.
Or call 617-863-0633